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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,280 | $27,943-88.3% | $58,507-94.4% | $75,177-95.6% |
| Participation rate | 59.2% | 38.8%+20.3pp | 50.9%+8.3pp | 67.2%-8.0pp |
| Annual return | 19.77% | 44.22%-24.5pp | 4252.32%-4232.6pp | 160.75%-141.0pp |
| Employer contribution / active EE | $0 | $670-100.0% | $1,053-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $937 | $1,202-22.0% | $1,922-51.3% | $4,126-77.3% |
| Admin fee / account holder | $162 | $1,727-90.6% | $2,486-93.5% | $5,651-97.1% |