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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,767 | $29,733-84.0% | $56,025-91.5% | $80,959-94.1% |
| Participation rate | 59.5% | 41.7%+17.8pp | 52.5%+7.0pp | 67.7%-8.2pp |
| Annual return | 12.08% | 35.28%-23.2pp | 1712.69%-1700.6pp | 35.67%-23.6pp |
| Employer contribution / active EE | $0 | $672-100.0% | $1,042-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,005 | $1,229-18.3% | $1,955-48.6% | $4,300-76.6% |
| Admin fee / account holder | $193 | $2,434-92.1% | $2,828-93.2% | $6,925-97.2% |