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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,092 | $190,916-25.6% | $160,037-11.2% | $134,545+5.6% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.0%+2.0pp | 81.2%-1.2pp |
| Annual return | -17.25% | 552.79%-570.0pp | 408.95%-426.2pp | 418.37%-435.6pp |
| Employer contribution / active EE | $0 | $4,996-100.0% | $4,226-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $7,077 | $6,925+2.2% | $6,184+14.4% | $6,401+10.6% |
| Admin fee / account holder | $2,835 | $10,497-73.0% | $8,716-67.5% | $11,431-75.2% |