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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,312 | $227,633-28.7% | $189,597-14.4% | $167,553-3.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 17.06% | 78.45%-61.4pp | 64.20%-47.1pp | 478.89%-461.8pp |
| Employer contribution / active EE | $14,887 | $5,317+180.0% | $4,412+237.4% | $4,840+207.6% |
| Participant deferral / active EE | $10,961 | $7,003+56.5% | $6,174+77.5% | $6,343+72.8% |
| Admin fee / account holder | $18,574 | $11,879+56.4% | $9,807+89.4% | $12,316+50.8% |