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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,063 | $202,345+48.8% | $172,755+74.3% | $152,885+96.9% |
| Participation rate | 83.3% | 87.1%-3.7pp | 82.6%+0.7pp | 82.5%+0.9pp |
| Annual return | 23.26% | 1029.77%-1006.5pp | 802.94%-779.7pp | 345.39%-322.1pp |
| Employer contribution / active EE | $8,886 | $5,858+51.7% | $5,144+72.7% | $4,763+86.6% |
| Participant deferral / active EE | $9,478 | $5,948+59.3% | $5,198+82.3% | $5,851+62.0% |
| Admin fee / account holder | $2,467 | $17,111-85.6% | $13,955-82.3% | $11,598-78.7% |