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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $4,156 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,937 | $48,313+32.3% | $73,309-12.8% | $52,331+22.2% |
| Participation rate | 59.6% | 68.6%-9.0pp | 74.9%-15.3pp | 68.1%-8.5pp |
| Annual return | 2.38% | 3.85%-1.5pp | 5.67%-3.3pp | 4.54%-2.2pp |
| Employer contribution / active EE | $18 | $1,661-98.9% | $3,237-99.4% | $1,882-99.0% |
| Participant deferral / active EE | $3,956 | $4,189-5.6% | $4,991-20.7% | $3,022+30.9% |
| Admin fee / account holder | $25 | $404-93.9% | $5,635-99.6% | $592-95.8% |