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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,393 | $127,387-49.5% | $115,038-44.0% | $125,389-48.6% |
| Participation rate | 91.7% | 84.2%+7.5pp | 81.4%+10.3pp | 83.2%+8.5pp |
| Annual return | 0.76% | 31.28%-30.5pp | 26.14%-25.4pp | 282.24%-281.5pp |
| Employer contribution / active EE | $4,167 | $5,166-19.3% | $4,608-9.6% | $4,866-14.4% |
| Participant deferral / active EE | $2,023 | $6,423-68.5% | $6,026-66.4% | $5,352-62.2% |
| Admin fee / account holder | $1,130 | $9,516-88.1% | $8,175-86.2% | $9,541-88.2% |