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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,063 | $77,901+230.0% | $149,717+71.7% | $75,181+241.9% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 2.26% | 31.73%-29.5pp | 134.41%-132.1pp | 160.69%-158.4pp |
| Employer contribution / active EE | $19,727 | $3,137+528.8% | $4,820+309.3% | $2,671+638.7% |
| Participant deferral / active EE | $17,064 | $3,411+400.3% | $5,682+200.3% | $4,126+313.6% |
| Admin fee / account holder | $2,189 | $5,949-63.2% | $13,213-83.4% | $5,650-61.2% |