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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,996 | $93,064-11.9% | $74,577+9.9% | $273,972-70.1% |
| Participation rate | 65.0% | 74.9%-9.9pp | 68.1%-3.1pp | 83.0%-18.0pp |
| Annual return | 6.54% | 26.18%-19.6pp | 20.47%-13.9pp | 41.46%-34.9pp |
| Employer contribution / active EE | $849 | $3,160-73.1% | $2,525-66.4% | $4,869-82.6% |
| Participant deferral / active EE | $5,522 | $4,160+32.7% | $3,458+59.7% | $5,287+4.4% |
| Admin fee / account holder | $2,327 | $5,273-55.9% | $4,138-43.8% | $10,133-77.0% |