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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,910 | $174,379+52.5% | $152,093+74.8% | $138,895+91.4% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 10.74% | 74.86%-64.1pp | 66.36%-55.6pp | 145.39%-134.7pp |
| Employer contribution / active EE | $9,243 | $4,652+98.7% | $4,175+121.4% | $4,194+120.4% |
| Participant deferral / active EE | $4,707 | $6,159-23.6% | $5,451-13.7% | $6,396-26.4% |
| Admin fee / account holder | $19 | $16,880-99.9% | $14,497-99.9% | $12,562-99.9% |