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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,019 | $144,130-23.0% | $117,861-5.8% | $147,586-24.8% |
| Participation rate | 50.0% | 83.4%-33.4pp | 79.7%-29.7pp | 82.8%-32.8pp |
| Annual return | 20.95% | 531.20%-510.2pp | 335.11%-314.2pp | 578.59%-557.6pp |
| Employer contribution / active EE | $1,369 | $4,897-72.0% | $3,786-63.8% | $4,876-71.9% |
| Participant deferral / active EE | $4,164 | $5,316-21.7% | $4,482-7.1% | $5,439-23.4% |
| Admin fee / account holder | $0 | $10,887-100.0% | $8,021-100.0% | $10,886-100.0% |