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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,634 | $111,535+46.7% | $105,223+55.5% | $137,256+19.2% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 80.0%-13.3pp |
| Annual return | 15.19% | 237.85%-222.7pp | 180.65%-165.5pp | 220.34%-205.1pp |
| Employer contribution / active EE | $2,570 | $3,939-34.8% | $3,689-30.3% | $4,156-38.2% |
| Participant deferral / active EE | $3,514 | $5,500-36.1% | $5,072-30.7% | $6,407-45.2% |
| Admin fee / account holder | $46,950 | $9,721+383.0% | $8,859+430.0% | $12,270+282.6% |