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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,723 | $176,077+16.3% | $159,455+28.4% | $167,518+22.2% |
| Participation rate | 93.3% | 84.9%+8.4pp | 82.8%+10.5pp | 82.1%+11.2pp |
| Annual return | 17.39% | 331.83%-314.4pp | 263.63%-246.2pp | 478.71%-461.3pp |
| Employer contribution / active EE | $10,291 | $5,298+94.2% | $4,830+113.0% | $4,838+112.7% |
| Participant deferral / active EE | $11,336 | $7,751+46.3% | $7,353+54.2% | $6,342+78.8% |
| Admin fee / account holder | $855 | $12,556-93.2% | $10,800-92.1% | $12,312-93.1% |