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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,549 | $99,644+350.2% | $86,438+418.9% | $134,532+233.4% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -14.44% | 6787.26%-6801.7pp | 4397.19%-4411.6pp | 418.27%-432.7pp |
| Employer contribution / active EE | $1,355 | $4,402-69.2% | $3,769-64.1% | $4,741-71.4% |
| Participant deferral / active EE | $18,000 | $7,247+148.4% | $6,952+158.9% | $6,401+181.2% |
| Admin fee / account holder | $2,751 | $8,375-67.2% | $6,733-59.1% | $11,429-75.9% |