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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,103 | $159,934+15.1% | $147,005+25.2% | $145,959+26.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.33% | 98.24%-84.9pp | 418.76%-405.4pp | 561.95%-548.6pp |
| Employer contribution / active EE | $19,522 | $5,287+269.2% | $4,934+295.6% | $4,661+318.9% |
| Participant deferral / active EE | $15,058 | $8,427+78.7% | $8,070+86.6% | $6,689+125.1% |
| Admin fee / account holder | $8,063 | $15,053-46.4% | $13,006-38.0% | $13,398-39.8% |