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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,495 | $168,635-73.6% | $147,617-69.9% | $125,389-64.5% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -8.67% | 77.65%-86.3pp | 61.98%-70.7pp | 282.24%-290.9pp |
| Employer contribution / active EE | $6,438 | $6,252+3.0% | $5,564+15.7% | $4,866+32.3% |
| Participant deferral / active EE | $3,429 | $5,507-37.7% | $4,895-30.0% | $5,352-35.9% |
| Admin fee / account holder | $11,538 | $13,580-15.0% | $11,612-0.6% | $9,541+20.9% |