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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,887 | $100,041+249.7% | $149,718+133.7% | $70,131+398.9% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.1%+12.9pp | 69.5%+30.5pp |
| Annual return | 25.49% | 27.43%-1.9pp | 1501.70%-1476.2pp | 73.14%-47.6pp |
| Employer contribution / active EE | $11,154 | $3,662+204.6% | $5,444+104.9% | $2,342+376.2% |
| Participant deferral / active EE | $12,405 | $4,983+149.0% | $6,568+88.9% | $3,332+272.3% |
| Admin fee / account holder | $16,627 | $8,286+100.7% | $11,283+47.4% | $4,645+257.9% |