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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,502 | $90,617+164.3% | $79,476+201.4% | $135,382+76.9% |
| Participation rate | 91.7% | 76.1%+15.6pp | 73.3%+18.3pp | 82.6%+9.0pp |
| Annual return | -7.00% | 977.57%-984.6pp | 718.21%-725.2pp | 519.77%-526.8pp |
| Employer contribution / active EE | $10,004 | $3,068+226.1% | $2,800+257.2% | $4,779+109.3% |
| Participant deferral / active EE | $10,934 | $4,050+170.0% | $3,704+195.2% | $5,609+94.9% |
| Admin fee / account holder | $10,491 | $5,907+77.6% | $5,113+105.2% | $10,829-3.1% |