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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,869 | $88,707-72.0% | $74,184-66.5% | $273,972-90.9% |
| Participation rate | 70.6% | 79.4%-8.9pp | 76.6%-6.0pp | 83.0%-12.4pp |
| Annual return | 9.92% | 11.94%-2.0pp | 17.74%-7.8pp | 41.46%-31.5pp |
| Employer contribution / active EE | $1,643 | $3,159-48.0% | $2,370-30.7% | $4,869-66.2% |
| Participant deferral / active EE | $3,346 | $4,212-20.6% | $3,550-5.7% | $5,287-36.7% |
| Admin fee / account holder | $908 | $8,717-89.6% | $5,586-83.7% | $10,133-91.0% |