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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $121,232 |
COMERICA BANK7+ years Filed as: COMERICA SECURITIES Service code 21 · EIN 38-2621207 | Bank Trustee | $40,000 |
PLANTE & MORAN, PLLC1 year Service code 10 · EIN 38-1357951 | Accounting | $20,500 |
RPA FINANCIAL, LLC1 year Service code 27 · EIN 83-1143379 | Advisory (Plan) | $10,000 |
O'MELVENY & MYERS LLP2 years Service code 29 · EIN 95-1066597 | Legal | $6,708 |
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,652 | $89,904+125.4% | $453,569-55.3% | $86,828+133.4% |
| Participation rate | 72.7% | 75.7%-3.0pp | 78.0%-5.3pp | 72.3%+0.4pp |
| Annual return | 17.03% | 19.72%-2.7pp | 64.43%-47.4pp | 97.95%-80.9pp |
| Employer contribution / active EE | $3,433 | $3,279+4.7% | $4,072-15.7% | $2,406+42.7% |
| Participant deferral / active EE | $12,219 | $5,114+138.9% | $6,211+96.7% | $4,132+195.7% |
| Admin fee / account holder | $139 | $156-10.9% | $11,214-98.8% | $170-18.2% |