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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,394 | $132,099+0.2% | $115,599+14.5% | $138,895-4.7% |
| Participation rate | 81.8% | 77.9%+4.0pp | 74.3%+7.5pp | 79.9%+1.9pp |
| Annual return | 14.64% | 176.76%-162.1pp | 111.10%-96.5pp | 145.39%-130.8pp |
| Employer contribution / active EE | $0 | $3,416-100.0% | $2,955-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $7,114 | $5,617+26.7% | $4,889+45.5% | $6,396+11.2% |
| Admin fee / account holder | $845 | $15,650-94.6% | $12,841-93.4% | $12,562-93.3% |