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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,760 | $43,730+107.5% | $121,220-25.1% | $64,173+41.4% |
| Participation rate | 44.1% | 58.3%-14.2pp | 71.8%-27.6pp | 69.6%-25.5pp |
| Annual return | -7.51% | 68.94%-76.4pp | 16.94%-24.4pp | 7.63%-15.1pp |
| Employer contribution / active EE | $2,031 | $1,297+56.7% | $4,023-49.5% | $2,381-14.7% |
| Participant deferral / active EE | $3,674 | $2,281+61.1% | $3,345+9.8% | $3,470+5.9% |
| Admin fee / account holder | $0 | $3,502-100.0% | $5,021-100.0% | $4,887-100.0% |