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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,432 | $100,139-75.6% | $85,187-71.3% | $145,884-83.3% |
| Participation rate | 38.1% | 74.1%-36.0pp | 67.5%-29.4pp | 80.3%-42.2pp |
| Annual return | 19.98% | 84.15%-64.2pp | 66.67%-46.7pp | 551.85%-531.9pp |
| Employer contribution / active EE | $957 | $3,238-70.5% | $2,732-65.0% | $4,662-79.5% |
| Participant deferral / active EE | $2,530 | $5,296-52.2% | $4,525-44.1% | $6,690-62.2% |
| Admin fee / account holder | $1,662 | $7,262-77.1% | $6,162-73.0% | $13,392-87.6% |