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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,586 | $96,419-84.9% | $80,648-81.9% | $139,487-89.5% |
| Participation rate | 29.2% | 73.6%-44.5pp | 67.0%-37.8pp | 80.3%-51.2pp |
| Annual return | 27.36% | 1352.86%-1325.5pp | 937.21%-909.9pp | 373.84%-346.5pp |
| Employer contribution / active EE | $684 | $3,261-79.0% | $2,724-74.9% | $4,755-85.6% |
| Participant deferral / active EE | $1,611 | $5,225-69.2% | $4,443-63.7% | $6,713-76.0% |
| Admin fee / account holder | $609 | $6,605-90.8% | $5,382-88.7% | $11,407-94.7% |