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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,657 | $77,814+237.5% | $158,223+66.0% | $86,983+202.0% |
| Participation rate | 97.9% | 68.4%+29.5pp | 79.2%+18.7pp | 69.5%+28.3pp |
| Annual return | 16.07% | 30.54%-14.5pp | 52.09%-36.0pp | 25.83%-9.8pp |
| Employer contribution / active EE | $12,144 | $2,592+368.5% | $4,109+195.6% | $2,584+369.9% |
| Participant deferral / active EE | $3,853 | $3,270+17.8% | $5,467-29.5% | $4,194-8.1% |
| Admin fee / account holder | $7,560 | $5,879+28.6% | $16,047-52.9% | $7,856-3.8% |