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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,396 | $77,920+158.5% | $149,723+34.5% | $75,177+167.9% |
| Participation rate | 97.9% | 65.6%+32.3pp | 78.8%+19.1pp | 67.2%+30.7pp |
| Annual return | 12.56% | 31.72%-19.2pp | 134.50%-121.9pp | 160.75%-148.2pp |
| Employer contribution / active EE | $11,086 | $3,138+253.3% | $4,821+129.9% | $2,671+315.0% |
| Participant deferral / active EE | $3,010 | $3,411-11.8% | $5,682-47.0% | $4,126-27.1% |
| Admin fee / account holder | $26,340 | $5,951+342.6% | $13,215+99.3% | $5,651+366.1% |