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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,928 | $209,428-48.0% | $178,498-39.0% | $158,950-31.5% |
| Participation rate | 66.7% | 86.4%-19.7pp | 81.9%-15.3pp | 82.0%-15.3pp |
| Annual return | 16.42% | 188.78%-172.4pp | 151.09%-134.7pp | 302.91%-286.5pp |
| Employer contribution / active EE | $2,358 | $5,707-58.7% | $5,011-52.9% | $4,762-50.5% |
| Participant deferral / active EE | $9,882 | $5,955+66.0% | $5,202+90.0% | $5,983+65.2% |
| Admin fee / account holder | $20 | $17,077-99.9% | $13,985-99.9% | $11,248-99.8% |