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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,565 | $166,268-3.4% | $165,100-2.7% | $145,897+10.1% |
| Participation rate | 87.0% | 82.0%+4.9pp | 78.6%+8.3pp | 80.3%+6.7pp |
| Annual return | 12.22% | 100.52%-88.3pp | 70.21%-58.0pp | 552.29%-540.1pp |
| Employer contribution / active EE | $0 | $5,284-100.0% | $4,348-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,829 | $6,964-59.4% | $6,035-53.1% | $6,689-57.7% |
| Admin fee / account holder | $2,997 | $16,659-82.0% | $12,696-76.4% | $13,390-77.6% |