Retirement plan

ROZE ROOM HOSPICE 401(K) PROFIT SHARING PLAN

Name: L & A CARE CORPORATION DBA ROZE ROOM HOSPICE - ROZE ROOM HOSPICE 401(K) PROFIT SHARING PLAN (2021) Form 5500
Creator: L & A CARE CORPORATION DBA ROZE ROOM HOSPICE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ROZE ROOM HOSPICE 401(K) PROFIT SHARING PLAN, L & A CARE CORPORATION DBA ROZE ROOM HOSPICE

L & A CARE CORPORATION DBA ROZE ROOM HOSPICEEIN 95-4643592Plan #001PY 2021

18107 SHERMAN WAY SUITE 100 - RESEDA, CA 91335323-938-1155

Prospect flagsHigh feesLow participation

How to read this page

Total assets (EOY)

$10.1M

+14.6% from 2020

Total participants

149

+2.8% from 2020

Average account balance

$92,493

+8.3% from 2020

Annual return

12.47%

-2.79 pp from 2020

Benchmarks

See 5,351 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,351 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$12.13M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$99K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

123

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

67.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$784K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.74%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$260

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
RAYMOND JAMES FINANCIAL SERVICES3 years Filed as: RAYMOND JAMES FINANCIAL SERV Service code 27 880 CARILON PARKWAY · ST PETERSBURG, FL 33716	Advisory (Plan)	$31,941
LAWRENCE C. MUSGROVE ASSOCIATES4 years Filed as: LAWRENCE R. MITCHELL & COMPANY CPA Service code 10 880 APOLLO ST STE 140 · EL SEGUNDO, CA 90245	Accounting	$8,750
ASCENSUS LLC1 year Filed as: FUTUREPLAN BY ASCENSUS Service code 13 415 8TH AVE NE · BRAINERD, MN 564012853	Contract Administrator	$4,930
AMERICAN FUNDS3 years Filed as: CAPITAL GROUP RETIREMENT PLAN SERV Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618	Recordkeeping Fees	$475

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$42K

$322 / participant

Other / not subdivided$42K100.0%

% of EOY assets

0.421%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: LAWRENCE R. MITCHELL & CO.,CPA'S
Auditor EIN: 200545687
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$92,493

$61,166+51.2%

$185,849-50.2%

$79,391+16.5%

Participation rate

69.7%

66.6%+3.1pp

81.7%-12.0pp

70.7%-1.0pp

Annual return

12.47%

19.45%-7.0pp

122.10%-109.6pp

116.88%-104.4pp

Employer contribution / active EE

$2,136

$2,321-8.0%

$5,169-58.7%

$2,428-12.0%

Participant deferral / active EE

$4,588

$2,789+64.5%

$5,569-17.6%

$4,046+13.4%

Admin fee / account holder

$390

$710-45.1%

$16,244-97.6%

$627-37.8%

Provider

Service type

Compensation

RAYMOND JAMES FINANCIAL SERVICES3 years

Filed as: RAYMOND JAMES FINANCIAL SERV

Service code 27

880 CARILON PARKWAY · ST PETERSBURG, FL 33716

Advisory (Plan)

$31,941

LAWRENCE C. MUSGROVE ASSOCIATES4 years

Filed as: LAWRENCE R. MITCHELL & COMPANY CPA

Service code 10

880 APOLLO ST STE 140 · EL SEGUNDO, CA 90245

Accounting

$8,750

ASCENSUS LLC1 year

Filed as: FUTUREPLAN BY ASCENSUS

Service code 13

415 8TH AVE NE · BRAINERD, MN 564012853

Contract Administrator

$4,930

AMERICAN FUNDS3 years

Filed as: CAPITAL GROUP RETIREMENT PLAN SERV

Service code 64

6455 IRVINE CENTER DRIVE · IRVINE, CA 92618

Recordkeeping Fees

$475

ROZE ROOM HOSPICE 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ROZE ROOM HOSPICE 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion