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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $403,892 | $138,076+192.5% | $123,553+226.9% | $135,380+198.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -8.77% | 153.70%-162.5pp | 119.21%-128.0pp | 519.81%-528.6pp |
| Employer contribution / active EE | $12,816 | $5,152+148.8% | $4,628+176.9% | $4,779+168.2% |
| Participant deferral / active EE | $14,786 | $6,800+117.5% | $6,426+130.1% | $5,609+163.6% |
| Admin fee / account holder | $2,729 | $10,917-75.0% | $9,284-70.6% | $10,828-74.8% |