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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $453,728 | $150,447+201.6% | $136,298+232.9% | $147,586+207.4% |
| Participation rate | 90.9% | 84.4%+6.5pp | 81.9%+9.0pp | 82.8%+8.1pp |
| Annual return | 14.14% | 1049.15%-1035.0pp | 5156.27%-5142.1pp | 578.59%-564.5pp |
| Employer contribution / active EE | $11,399 | $5,256+116.9% | $4,696+142.8% | $4,876+133.8% |
| Participant deferral / active EE | $13,018 | $6,631+96.3% | $6,247+108.4% | $5,439+139.4% |
| Admin fee / account holder | $1,185 | $10,906-89.1% | $9,244-87.2% | $10,886-89.1% |