Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,339 | $72,404-59.5% | $110,241-73.4% | $64,181-54.3% |
| Participation rate | 38.2% | 73.3%-35.1pp | 79.8%-41.6pp | 69.6%-31.3pp |
| Annual return | -7.99% | -6.29%-1.7pp | 314.75%-322.7pp | 7.63%-15.6pp |
| Employer contribution / active EE | $0 | $2,282-100.0% | $3,827-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $2,693 | $3,469-22.4% | $4,672-42.4% | $3,470-22.4% |
| Admin fee / account holder | $882 | $5,664-84.4% | $8,548-89.7% | $4,887-82.0% |