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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,847 | $78,428+42.6% | $95,960+16.6% | $79,852+40.1% |
| Participation rate | 79.2% | 73.5%+5.7pp | 77.1%+2.1pp | 69.6%+9.5pp |
| Annual return | 9.44% | 19.37%-9.9pp | 91.63%-82.2pp | 31.72%-22.3pp |
| Employer contribution / active EE | $2,200 | $1,945+13.1% | $2,541-13.4% | $2,471-11.0% |
| Participant deferral / active EE | $4,116 | $3,440+19.6% | $4,167-1.2% | $3,740+10.0% |
| Admin fee / account holder | $19,342 | $5,622+244.0% | $6,797+184.6% | $5,306+264.5% |