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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,730 | $148,623-88.7% | $135,974-87.7% | $139,466-88.0% |
| Participation rate | 40.0% | 83.9%-43.9pp | 81.9%-41.9pp | 80.3%-40.3pp |
| Annual return | 30.38% | 79.30%-48.9pp | 68.30%-37.9pp | 373.66%-343.3pp |
| Employer contribution / active EE | $1,037 | $5,246-80.2% | $4,859-78.7% | $4,754-78.2% |
| Participant deferral / active EE | $4,525 | $8,103-44.2% | $7,760-41.7% | $6,712-32.6% |
| Admin fee / account holder | $2,004 | $12,406-83.8% | $10,767-81.4% | $11,409-82.4% |