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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,329 | $157,304+44.5% | $141,197+61.0% | $152,909+48.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 18.40% | 64.34%-45.9pp | 71.41%-53.0pp | 345.46%-327.1pp |
| Employer contribution / active EE | $5,942 | $5,263+12.9% | $4,736+25.5% | $4,764+24.7% |
| Participant deferral / active EE | $4,367 | $7,111-38.6% | $6,710-34.9% | $5,851-25.4% |
| Admin fee / account holder | $2,427 | $12,126-80.0% | $10,265-76.4% | $11,601-79.1% |