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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,123 | $150,442+28.4% | $136,295+41.7% | $147,585+30.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 11.99% | 1049.09%-1037.1pp | 5155.97%-5144.0pp | 578.56%-566.6pp |
| Employer contribution / active EE | $8,225 | $5,256+56.5% | $4,695+75.2% | $4,876+68.7% |
| Participant deferral / active EE | $6,313 | $6,630-4.8% | $6,247+1.0% | $5,439+16.1% |
| Admin fee / account holder | $8,233 | $10,905-24.5% | $9,243-10.9% | $10,885-24.4% |