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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,139 | $176,077-7.3% | $159,455+2.3% | $167,518-2.6% |
| Participation rate | 50.0% | 84.9%-34.9pp | 82.8%-32.8pp | 82.1%-32.1pp |
| Annual return | 10.68% | 331.83%-321.2pp | 263.63%-253.0pp | 478.71%-468.0pp |
| Employer contribution / active EE | $1,200 | $5,298-77.4% | $4,830-75.2% | $4,838-75.2% |
| Participant deferral / active EE | $10,140 | $7,751+30.8% | $7,353+37.9% | $6,342+59.9% |
| Admin fee / account holder | $30 | $12,556-99.8% | $10,800-99.7% | $12,312-99.8% |