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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,956 | $107,666+86.6% | $102,184+96.7% | $154,746+29.9% |
| Participation rate | 85.7% | 83.7%+2.0pp | 82.6%+3.1pp | 80.7%+5.0pp |
| Annual return | 12.06% | 29.33%-17.3pp | 31.58%-19.5pp | 172.34%-160.3pp |
| Employer contribution / active EE | $4,190 | $3,846+8.9% | $3,594+16.6% | $4,379-4.3% |
| Participant deferral / active EE | $9,659 | $8,719+10.8% | $8,309+16.2% | $6,730+43.5% |
| Admin fee / account holder | $970 | $12,943-92.5% | $11,609-91.6% | $14,365-93.2% |