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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,548 | $56,197-59.9% | $67,652-66.7% | $59,633-62.2% |
| Participation rate | 74.6% | 71.5%+3.2pp | 75.7%-1.0pp | 68.7%+6.0pp |
| Annual return | -4.94% | 18508.10%-18513.0pp | 6625.40%-6630.3pp | 2041.45%-2046.4pp |
| Employer contribution / active EE | $840 | $1,615-48.0% | $2,266-62.9% | $2,203-61.9% |
| Participant deferral / active EE | $2,508 | $2,844-11.8% | $3,560-29.5% | $3,192-21.4% |
| Admin fee / account holder | $733 | $3,958-81.5% | $4,821-84.8% | $4,297-82.9% |