Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,968 | $202,440+66.5% | $169,390+98.9% | $139,466+141.6% |
| Participation rate | 50.0% | 81.1%-31.1pp | 77.2%-27.2pp | 80.3%-30.3pp |
| Annual return | 6.09% | 532.36%-526.3pp | 406.07%-400.0pp | 373.66%-367.6pp |
| Employer contribution / active EE | $886 | $4,693-81.1% | $4,013-77.9% | $4,754-81.4% |
| Participant deferral / active EE | $1,306 | $6,940-81.2% | $6,222-79.0% | $6,712-80.5% |
| Admin fee / account holder | $367 | $10,722-96.6% | $9,015-95.9% | $11,409-96.8% |