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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,773 | $232,540-52.8% | $185,117-40.7% | $147,586-25.6% |
| Participation rate | 50.0% | 82.4%-32.4pp | 77.3%-27.3pp | 82.8%-32.8pp |
| Annual return | 14.60% | 43.03%-28.4pp | 40.50%-25.9pp | 578.59%-564.0pp |
| Employer contribution / active EE | $545 | $5,195-89.5% | $4,182-87.0% | $4,876-88.8% |
| Participant deferral / active EE | $3,440 | $5,834-41.0% | $5,045-31.8% | $5,439-36.7% |
| Admin fee / account holder | $166 | $10,275-98.4% | $8,159-98.0% | $10,886-98.5% |