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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,756 | $112,131-13.7% | $95,964+0.8% | $158,982-39.1% |
| Participation rate | 90.5% | 79.0%+11.5pp | 77.1%+13.4pp | 82.0%+8.5pp |
| Annual return | 5.14% | 171.19%-166.0pp | 91.64%-86.5pp | 302.99%-297.8pp |
| Employer contribution / active EE | $733 | $3,199-77.1% | $2,541-71.2% | $4,763-84.6% |
| Participant deferral / active EE | $1,914 | $4,784-60.0% | $4,167-54.1% | $5,983-68.0% |
| Admin fee / account holder | $3,150 | $10,136-68.9% | $6,797-53.7% | $11,252-72.0% |