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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,750 | $103,393-15.1% | $87,103+0.7% | $152,909-42.6% |
| Participation rate | 90.9% | 79.4%+11.6pp | 76.9%+14.0pp | 82.5%+8.5pp |
| Annual return | 7.37% | 28.10%-20.7pp | 28.19%-20.8pp | 345.46%-338.1pp |
| Employer contribution / active EE | $1,001 | $3,221-68.9% | $2,521-60.3% | $4,764-79.0% |
| Participant deferral / active EE | $2,285 | $4,778-52.2% | $4,049-43.6% | $5,851-61.0% |
| Admin fee / account holder | $2,440 | $12,195-80.0% | $7,491-67.4% | $11,601-79.0% |