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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,208 | $124,425+44.0% | $112,040+59.9% | $137,256+30.6% |
| Participation rate | 70.0% | 79.3%-9.3pp | 76.5%-6.5pp | 80.0%-10.0pp |
| Annual return | 11.41% | 24.72%-13.3pp | 24.52%-13.1pp | 220.34%-208.9pp |
| Employer contribution / active EE | $1,203 | $3,411-64.7% | $2,954-59.3% | $4,156-71.1% |
| Participant deferral / active EE | $2,855 | $5,718-50.1% | $5,098-44.0% | $6,407-55.4% |
| Admin fee / account holder | $7,077 | $15,207-53.5% | $12,098-41.5% | $12,270-42.3% |