Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,401 | $27,924-77.1% | $58,544-89.1% | $75,181-91.5% |
| Participation rate | 54.8% | 38.8%+16.0pp | 50.9%+4.0pp | 67.2%-12.4pp |
| Annual return | 12.42% | 44.20%-31.8pp | 4249.56%-4237.1pp | 160.69%-148.3pp |
| Employer contribution / active EE | $27 | $669-96.0% | $1,053-97.5% | $2,671-99.0% |
| Participant deferral / active EE | $1,106 | $1,202-8.0% | $1,923-42.5% | $4,126-73.2% |
| Admin fee / account holder | $2,068 | $1,726+19.8% | $2,520-17.9% | $5,650-63.4% |