Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $9,034 |
VANCE WEALTH1 year Filed as: VANCE WEALTH INC Service code 27 · EIN 85-1659330 | Advisory (Plan) | $8,574 |
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $479 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,392 | $77,670-53.1% | $109,163-66.7% | $79,393-54.2% |
| Participation rate | 46.1% | 67.8%-21.7pp | 75.9%-29.8pp | 70.7%-24.6pp |
| Annual return | 13.87% | 23.44%-9.6pp | 25.75%-11.9pp | 116.87%-103.0pp |
| Employer contribution / active EE | $109 | $2,798-96.1% | $3,723-97.1% | $2,428-95.5% |
| Participant deferral / active EE | $1,820 | $3,518-48.3% | $4,654-60.9% | $4,046-55.0% |
| Admin fee / account holder | $235 | $732-67.9% | $6,754-96.5% | $627-62.5% |