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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 35-0145825 | Recordkeeping | $53,520 |
Filed as: RETIREMENT WELLNESS GROUP Service code 16 · EIN 82-5427341 | Consulting | $28,641 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,902 | $91,439-26.8% | $135,974-50.8% | $71,511-6.4% |
| Participation rate | 60.6% | 75.7%-15.0pp | 81.9%-21.3pp | 67.9%-7.3pp |
| Annual return | 21.62% | 29.90%-8.3pp | 68.30%-46.7pp | 28.86%-7.2pp |
| Employer contribution / active EE | $1,559 | $3,705-57.9% | $4,859-67.9% | $2,589-39.8% |
| Participant deferral / active EE | $5,078 | $7,093-28.4% | $7,760-34.6% | $4,291+18.3% |
| Admin fee / account holder | $5 | $1,267-99.6% | $10,767-99.9% | $1,588-99.7% |