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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 35-0145825 | Loan Processing | $48,475 |
Filed as: RETIREMENT WELLNESS GROUP Service code 16 · EIN 82-5427341 | Consulting | $22,815 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,675 | $99,957-33.3% | $149,745-55.5% | $73,497-9.3% |
| Participation rate | 58.0% | 75.7%-17.7pp | 82.5%-24.5pp | 70.7%-12.7pp |
| Annual return | 19.29% | 53.87%-34.6pp | 276.72%-257.4pp | 28.51%-9.2pp |
| Employer contribution / active EE | $1,208 | $3,191-62.1% | $4,646-74.0% | $2,270-46.8% |
| Participant deferral / active EE | $4,023 | $6,073-33.8% | $6,843-41.2% | $3,740+7.6% |
| Admin fee / account holder | $3 | $551-99.5% | $9,312-100.0% | $513-99.5% |