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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 35-0145825 | Recordkeeping | $62,931 |
Filed as: RETIREMENT WELLNESS GROUP Service code 16 · EIN 82-5427341 | Consulting | $31,269 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,765 | $101,499-21.4% | $147,005-45.7% | $74,546+7.0% |
| Participation rate | 57.0% | 75.5%-18.5pp | 82.2%-25.2pp | 67.2%-10.2pp |
| Annual return | 16.09% | 8732.34%-8716.3pp | 418.76%-402.7pp | 1366.03%-1349.9pp |
| Employer contribution / active EE | $1,515 | $3,811-60.2% | $4,934-69.3% | $2,624-42.3% |
| Participant deferral / active EE | $4,877 | $7,304-33.2% | $8,070-39.6% | $4,347+12.2% |
| Admin fee / account holder | $10 | $1,748-99.5% | $13,006-99.9% | $1,944-99.5% |