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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $629,557 | $96,558+552.0% | $80,977+677.5% | $273,972+129.8% |
| Participation rate | 90.0% | 79.1%+10.9pp | 75.8%+14.2pp | 83.0%+7.0pp |
| Annual return | 8.97% | 15.14%-6.2pp | 17.11%-8.1pp | 41.46%-32.5pp |
| Employer contribution / active EE | $14,006 | $4,869+187.7% | $3,715+277.1% | $4,869+187.7% |
| Participant deferral / active EE | $13,850 | $6,598+109.9% | $5,696+143.1% | $5,287+162.0% |
| Admin fee / account holder | $5,602 | $7,493-25.2% | $5,517+1.5% | $10,133-44.7% |